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Brooklyn Journal of Corporate, Financial & Commercial Law Volume 7 Issue 1Article 112012MERS and the Mortgage Crisis: Obfuscating Loan Ownership and the Need for Clarity Laura A. StevenFollow this

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MERS stands for Mortgage Electronic Registration Systems, and Form Mortgage is a standardized document used in mortgage transactions.

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The purpose of MERS and Form Mortgage is to track ownership and transfers of mortgages more efficiently.

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The information reported on MERS and Form Mortgage includes details of the lender, borrower, loan amount, and property address.

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