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Ocean Harbor Insurance Company Personal Automobile Program DESIGNATED PERSON(S) COVERAGE EXCLUSION THIS ENDORSEMENT FORMS PART OF THE POLICY SHOWN BELOW. ALL OTHER TERMS AND CONDITIONS OF THIS POLICY

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How to fill out personal automobile program

01

Step 1: Gather all necessary documents such as insurance card, vehicle registration, driver's license, and any supporting documents for discounts or special programs.

02

Step 2: Begin by filling out the personal information section which will include your full name, address, contact information, and date of birth.

03

Step 3: Provide details about the vehicle being insured including make, model, year, VIN number, and current mileage.

04

Step 4: Indicate the coverage options you want for your personal automobile program. This includes liability coverage, comprehensive coverage, collision coverage, medical payments coverage, uninsured/underinsured motorist coverage, and any additional coverage options.

05

Step 5: Specify the desired deductibles for each coverage option chosen.

06

Step 6: Provide information about the primary driver of the vehicle, including their name, date of birth, driver's license number, and driving history.

07

Step 7: Add any additional drivers who will be using the vehicle and provide their information as well.

08

Step 8: Disclose any prior accidents or claims you have made with other insurance companies.

09

Step 9: Review the completed application for accuracy and sign the form.

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Step 10: Submit the filled-out personal automobile program to the insurance company along with any required fees or payments.

Who needs personal automobile program?

01

Anyone who owns a personal automobile and wants to protect their vehicle and themselves from potential risks and financial losses needs a personal automobile program.

02

Individuals who drive frequently or have a long commute may benefit from a personal automobile program as it provides essential coverage in case of accidents or other unforeseen events.

03

Drivers who have valuable assets or properties that they wish to protect from potential legal claims in the event of an accident may also find a personal automobile program valuable.

04

Additionally, individuals who lease or finance their vehicles are often required by their lease or finance agreements to maintain certain levels of insurance coverage, making personal automobile program a necessity.

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What is personal automobile program?

Personal automobile program is a type of insurance coverage that provides protection for individuals and families against financial loss in case of accidents or vehicle damage.

Who is required to file personal automobile program?

Individuals who own or operate a vehicle are required to file personal automobile program.

How to fill out personal automobile program?

To fill out personal automobile program, individuals need to provide information about their vehicle, driving record, and desired coverage options.

What is the purpose of personal automobile program?

The purpose of personal automobile program is to provide financial protection for individuals in case of accidents, theft, or damage to their vehicle.

What information must be reported on personal automobile program?

Information that must be reported on personal automobile program includes the vehicle’s make, model, year, VIN number, driver’s license number, and any previous accidents or traffic violations.

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