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December 2017 Volume 12, Issue 12Avoiding Holiday ScamsFrom the desk of Friendly Hills Bank The holiday season is a great time to make charitable gifts to support the causes you care about, and charities
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How to fill out avoiding holiday scams

01
Research the company or organization offering the holiday package or deal. Look for reviews and feedback from previous customers to ensure their legitimacy.
02
Be cautious of deals or offers that seem too good to be true. If the price is significantly lower than what other reputable providers are offering, it may be a scam.
03
Don't provide personal or financial information unless you are certain about the trustworthiness of the website or service. Check for secure payment methods and encrypted websites.
04
Avoid clicking on suspicious links or opening email attachments from unknown sources. Scammers often use phishing techniques to collect personal information.
05
Read the terms and conditions of any holiday promotion or deal carefully before making a purchase. Pay attention to cancellation policies and any hidden fees.
06
Use secure and reputable payment methods such as credit cards or verified online payment systems. These methods offer more protection against fraudulent transactions.
07
Be wary of unsolicited phone calls or emails offering holiday packages. Legitimate companies usually don't approach customers in this way.
08
Trust your instincts. If something feels off or too good to be true, it's better to err on the side of caution and choose a different holiday option.
09
Stay updated on common holiday scams and fraud techniques. Being aware of the latest tactics can help you avoid falling victim to scams.
10
If you encounter a potential scam or fraudulent activity, report it to the appropriate authorities or consumer protection agencies.

Who needs avoiding holiday scams?

01
Anyone planning to book a holiday or travel package needs to be aware of and avoid holiday scams. This includes individuals, families, and even businesses organizing group trips.
02
Holiday scams can target tourists and travelers of all ages and backgrounds. From budget-conscious travelers to luxury vacationers, everyone should take steps to protect themselves from scams.
03
It is particularly important for people who are inexperienced or unfamiliar with online travel bookings to be cautious and educate themselves about common scams.
04
Senior citizens, who may be more vulnerable to scams and fraud, should be extra cautious when planning holidays and be aware of the warning signs of potential scams.
05
Ultimately, anyone who wants to ensure a safe and enjoyable holiday experience needs to be vigilant and take proactive measures to avoid falling victim to holiday scams.
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