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Financing your business A guide for business operators in South Australia. State development.sa.gov.au/smallbusinessTable of Contents 01 Overview .......................................................................................................

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How to fill out 02 determining financial requirements

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Step 1: Start by gathering all relevant financial information such as income, expenses, debts, and assets.

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Step 2: Calculate your monthly income by adding up all sources of income including salary, investments, and rental income.

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Step 3: Determine your monthly expenses by listing all regular expenses such as rent, utilities, insurance, and groceries.

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Step 4: Subtract your monthly expenses from your monthly income to calculate your disposable income.

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Step 5: Assess your debt obligations by listing all outstanding loans, credit card balances, and other financial obligations.

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Step 6: Determine your assets by listing all valuable possessions such as real estate, vehicles, and investments.

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Step 7: Consider any anticipated changes in income or expenses that could affect your financial requirements.

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Step 8: Analyze your financial situation based on the gathered information to determine your financial requirements.

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Anyone who is planning to apply for a loan or a mortgage

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What is 02 determining financial requirements?

02 determining financial requirements is a form or document used to evaluate the financial needs of an individual or organization.

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