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EmployerSharedResponsibility(ESR)MarketplaceNoticeFrequentlyAsked Questions WhatisthenoticetheDepartmentofHealthandHumanServicesissendingtocertain employersaboutESRpayments? ThedepartmentofHealthandHumanServices(HHS)maysendanoticetocompanies indicatingthatoneormoreoftheiremployeesreceivedanadvancepremiumtaxcreditfor coverageobtainedthroughaHealthInsuranceMarketplace(Exchange)foratleastonemonth of2016.
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How to fill out coverageobtainedthroughahealthinsurancemarketplaceexchangeforatleastonemonth

01
Start by visiting the website of the health insurance marketplace exchange.
02
Create an account on the marketplace website, providing all the necessary information.
03
Provide information about your household size and income to determine your eligibility for financial assistance.
04
Browse through the available health insurance plans and compare their coverage and costs.
05
Select a plan that suits your needs and budget.
06
Fill out the application for coverage, providing accurate information about yourself and your household members.
07
Review and verify the information provided in the application to ensure its accuracy.
08
Submit the completed application and wait for a determination of your eligibility for coverage.
09
If approved, review the options for enrollment and select a start date for your coverage.
10
Pay the first premium for your chosen health insurance plan to activate your coverage.

Who needs coverageobtainedthroughahealthinsurancemarketplaceexchangeforatleastonemonth?

01
Anyone who is not already covered by a health insurance plan needs coverage obtained through a health insurance marketplace exchange for at least one month.
02
This includes individuals who are unemployed, self-employed, or do not have access to employer-sponsored health insurance.
03
It also includes individuals whose current health insurance coverage will be ending soon or who have experienced a qualifying life event that makes them eligible to enroll in a marketplace plan.
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Coverage obtained through a health insurance marketplace exchange for at least one month refers to a health insurance plan purchased through the marketplace and maintained for a minimum of one month.
Individuals who have purchased and maintained health insurance coverage through a marketplace exchange for at least one month are required to report this information.
To fill out coverage obtained through a health insurance marketplace exchange for at least one month, individuals can use the forms provided by the marketplace or report the information on their tax return.
The purpose of coverage obtained through a health insurance marketplace exchange for at least one month is to ensure individuals have access to healthcare coverage and to help them avoid penalties for being uninsured.
Information such as the start and end dates of the coverage, the plan's premium amount, and the names of individuals covered under the plan must be reported on coverage obtained through a health insurance marketplace exchange for at least one month.
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