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TERMS AND CONDITIONS GOVERNING SECURED OVERDRAFT FACILITY In consideration of MALAYAN BANKING BROAD (hereinafter called the Bank which expression shall include the Bank's successors and assigns) agreeing
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Start by clearly stating the purpose of the terms and conditions. This should include a brief overview of what the terms and conditions govern, such as the use of a website, a software application, or a service.
02
Provide a clear and concise explanation of the rights and obligations of both parties involved. This should include information on user responsibilities, such as accurate and lawful use of the service, as well as the obligations of the service provider, such as providing access to their services.
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Include any applicable disclaimers and limitations of liability. This section should outline any exclusions or limitations of liability for the service provider, particularly in cases of service interruptions, data breaches, or third-party content.
04
Specify the terms of payment and pricing, if applicable. This section should outline any applicable fees, payment methods, and refund policies. It should also include information on how the billing process works and any penalties for non-payment or late payment.
05
Address the issue of intellectual property rights. This section should clarify who owns the intellectual property associated with the service and outline any restrictions on the use or reproduction of copyrighted material.
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Include a section on user privacy and data protection. This should outline how user data is collected, stored, and used by the service provider. It should also inform users about their rights regarding their personal information and any measures taken to protect their privacy.

Who needs terms and conditions governing?

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Online businesses and e-commerce platforms: These entities need terms and conditions governing to establish legal protection for their services, as well as to outline user responsibilities and ensure compliance with applicable laws and regulations.
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Service providers and contractors: Any service-based business or contractor that offers services to clients or customers can benefit from having terms and conditions governing. This helps establish clear expectations, protect both parties' rights, and address any legal considerations related to the services provided.
Overall, terms and conditions governing are crucial for businesses and individuals who provide services or products to establish legal protection, outline responsibilities, and ensure that all parties are aware of their rights and obligations.
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