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WE'VE GOT YOU COVERED Know Your Options2018 Benefits Guide for Nonunion EmployeesKnow Your OptionsWEVE GOT YOU COVERED Know Your OptionsThis 2018 Benefits Guide is not an employment contract or an
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Who needs this 2018 benefits guide?

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Employees who are eligible for benefits in 2018.
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Employees who want to maximize their benefit packages and take advantage of any available perks.
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This benefits guide is a document that outlines the benefits available to employees.
Employers are required to file this benefits guide for their employees.
To fill out this benefits guide, employers need to provide information about the benefits offered to employees.
The purpose of this benefits guide is to inform employees about the benefits available to them.
Employers must report details about health insurance, retirement plans, paid time off, and other benefits on this benefits guide.
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