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ChairmansAgenda AnnualGeneralMeeting2015 1. WelcomeandagendaCHAIRMAN:Goodafternoonladiesandgentlemen. MynameisGrahamLudecke, theChairmanof SandringhamCommunityFinancialServicesLimitedandit ismypleasuretowelcomeyoutothisAnnualGeneral MeetingoftheCompany. Todaysagendaisasfollows. FirstIwillpresentmyaddressthenthe BranchManagerwilltalktoyou. Wewillthentakequestionsfromshareholders
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