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1st Quarter Update 2016 March 31, 2016, Plan Update Your Emergency Cash CushionsWhere Members are Investing Investment PerformanceCEIRP Report 1st Quarter 2016 Plan Update Investments As the investment
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How to fill out your emergency cash cushions

01
Determine the amount you want to set aside for your emergency cash cushions.
02
Open a separate bank account specifically for your emergency fund.
03
Evaluate your income and expenses to determine how much you can contribute to your emergency fund each month.
04
Create a budget and cut unnecessary expenses to free up more money for your emergency fund.
05
Automate your savings by setting up automatic transfers from your main bank account to your emergency fund.
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Continuously contribute to your emergency fund until you reach your desired amount.
07
Only use the emergency cash cushions for true emergencies and try to replenish them as soon as possible.
08
Review and adjust your emergency fund as your financial situation changes.

Who needs your emergency cash cushions?

01
Everyone should have emergency cash cushions regardless of their financial situation.
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Individuals who have unstable income or are self-employed may especially need emergency cash cushions.
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People with high financial responsibilities or dependents may also benefit from having emergency cash cushions.
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Emergencies can happen to anyone, so having a financial safety net is important for everyone.
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Emergency cash cushions are a fund set aside for unexpected expenses or financial emergencies.
Individuals or households are responsible for filing their own emergency cash cushions.
To fill out your emergency cash cushions, calculate your total monthly expenses and multiply by the recommended 3-6 months of living expenses.
The purpose of emergency cash cushions is to provide a financial safety net in case of unexpected expenses or emergencies.
Information such as total monthly expenses, savings goals, and any additional income sources must be reported on emergency cash cushions.
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