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HIGHER PRICED MORTGAGE LOAN (HTML) INFORMATION Date:Loan Number:Borrowers Name & Subject Address:Lenders Name & Address Michigan Mutual, Inc. 911 Military Street Port Huron, MI 48060 You are applying

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How to fill out hpml disclosure - michigan

01

To fill out HPML (Highly Migratory Polymeric Liquid) disclosure in Michigan, follow these steps: 1. Start by downloading the HPML disclosure form from the Michigan state government website or obtain a physical copy from your lender.

02

Read the instructions at the top of the form carefully to understand the required information and how to complete it.

03

Identify the loan details such as the loan amount, interest rate, and loan term.

04

Provide the borrower's personal information, including their name, address, contact details, and social security number.

05

Specify the property details, such as its address and type (e.g., single-family home, condominium).

06

Indicate whether the loan is a purchase, refinance, or home equity loan.

07

Check the appropriate boxes to indicate if the loan meets the criteria for an HPML according to the Michigan law.

08

Include any additional required information, such as the estimated property value.

09

Review the completed form for accuracy and completeness.

10

Sign and date the disclosure form.

11

Make copies of the completed form for your records and submit the original to your lender.

12

Note: It is advisable to consult with a legal professional or mortgage advisor during the filling out process to ensure compliance with all applicable laws and regulations.

Who needs hpml disclosure - michigan?

01

In Michigan, any borrower who is applying for a residential mortgage loan that qualifies as a Higher-Priced Mortgage Loan (HPML) needs to provide an HPML disclosure. The HPML disclosure is required by federal and state laws to inform borrowers about the specific terms and risks associated with HPMLs. It is important to note that the criteria for HPMLs may vary between states, so borrowers in Michigan should refer to the state-specific regulations to determine if their loan qualifies as an HPML and requires the corresponding disclosure.

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What is hpml disclosure - michigan?

HPML disclosure in Michigan refers to the disclosure required for High-Priced Mortgage Loans.

Who is required to file hpml disclosure - michigan?

Lenders who offer High-Priced Mortgage Loans in Michigan are required to file HPML disclosure.

How to fill out hpml disclosure - michigan?

HPML disclosure in Michigan can be filled out by providing the necessary information about the loan terms and costs to the borrower.

What is the purpose of hpml disclosure - michigan?

The purpose of HPML disclosure in Michigan is to inform borrowers about the terms and costs associated with High-Priced Mortgage Loans.

What information must be reported on hpml disclosure - michigan?

HPML disclosure in Michigan must include loan terms, costs, and other relevant information for the borrower.

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