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2018 ANNUAL MEMBERSHIP RENEWAL FORM (Membership period January 1, 2018, to December 31, 2018) Our Contingency Reserve Fund Goal has been reached, and the Board thanks you for your post contributions
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To fill out our contingency reserve fund, follow these steps:
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Assess your financial situation: Understand your current income, expenses, and any outstanding debts.
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Set a realistic savings goal: Determine how much you want to have in your contingency reserve fund. It is recommended to have at least 3-6 months' worth of living expenses.
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Create a separate savings account: Open a new bank account specifically dedicated to your contingency reserve fund.
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Automate savings: Set up automatic transfers from your primary account to your contingency reserve fund every month to ensure consistent contributions.
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Cut unnecessary expenses: Evaluate your lifestyle and identify areas where you can reduce unnecessary spending.
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Prioritize savings: Make saving for your contingency reserve fund a priority by setting aside a portion of your income before allocating funds to other expenses or investments.
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Monitor and adjust: Regularly review your progress and adjust your savings plan if necessary to stay on track towards filling your contingency reserve fund.

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- Freelancers or self-employed individuals who lack the security of a steady paycheck and need a buffer for income fluctuations.
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- Anyone who values financial stability and wants peace of mind knowing they have a safety net to fall back on in times of need.
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Our contingency reserve fund is a pool of money set aside to cover unexpected expenses or emergencies.
All employees are required to file our contingency reserve fund.
To fill out our contingency reserve fund, employees must document and report any unexpected expenses or emergencies.
The purpose of our contingency reserve fund is to ensure we have the financial resources to handle unforeseen circumstances.
Information such as the nature of the expense, the amount spent, and the date incurred must be reported on our contingency reserve fund.
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