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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December
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How to Fill Out Cliffs - Proxy Voting:

01
Read the instructions: Start by carefully reading the instructions provided on the cliffs - proxy voting form. The instructions will guide you on the specific information you need to provide and any additional steps to complete the form accurately.
02
Provide personal details: Fill out the form with your personal details, such as your full name, address, contact information, and any other required identification details. Make sure to provide accurate and up-to-date information to avoid any issues with the voting process.
03
Understand the proxy options: Familiarize yourself with the different proxy options available on the cliffs - proxy voting form. These options determine how your vote will be cast if you are unable to attend the voting meeting or event in person. Choose the proxy option that aligns with your preferences and objectives.
04
Select a proxy: If you decide to appoint a proxy, indicate your proxy's details on the form. This person will have the authority to vote on your behalf, so choose someone you trust and who shares your views or interests.
05
Sign and date the form: Once you have provided all the necessary information, sign and date the cliffs - proxy voting form. Your signature and the date will confirm your consent and make the form legally valid.

Who needs Cliffs - Proxy Voting?

01
Shareholders: Shareholders of a company or organization may require cliffs - proxy voting if they are unable to physically attend a voting meeting or event. Proxy voting allows shareholders to participate in the decision-making process without being present in person.
02
Investors: Investors who hold shares in mutual funds, exchange-traded funds (ETFs), or other types of investment vehicles may also utilize cliffs - proxy voting. This allows them to have a say in the voting process of the funds they have invested in, even if they cannot attend the meetings or events.
03
Absentees: Individuals who will be absent during a voting event or meeting, such as due to travel or conflicting commitments, might use cliffs - proxy voting to ensure that their voice is heard and that their vote is counted.
04
Individuals with physical limitations: Those who have physical limitations or disabilities that prevent them from attending voting events in person may rely on cliffs - proxy voting to participate in the decision-making process from their location.
It is essential to note that the specific need for cliffs - proxy voting can vary depending on the situation and the rules and regulations of the organization in question.
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Cliffs - proxy voting is a process where shareholders authorize a proxy to vote on their behalf during company meetings.
Shareholders who are unable to attend company meetings in person are required to file cliffs - proxy voting.
To fill out cliffs - proxy voting, shareholders must complete the proxy form provided by the company and submit it before the deadline.
The purpose of cliffs - proxy voting is to ensure that shareholders have a voice in company decisions even if they are unable to attend meetings.
Cliffs - proxy voting reports must include the shareholder's name, number of shares being voted, and voting instructions.
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