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HUB International Insurance Services 580 California Street, Suite 1300 San Francisco, CA 94104 Phone: 415.276.2804 LIC. No. 0757776www. Hub international.com October 1, 2016, to October 1, 2017To

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Luma hoa is an annual filing requirement for homeowners associations.

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The purpose of luma hoa is to report financial information and property details of homeowners associations.

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Homeowners associations must report financial statements, property details, and other relevant information on luma hoa.

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