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LIFEUNDERWRITINGField Underwriting Guide YOUR GUIDE TO UNDERWRITING IMPAIRMENTS MARCH 2017, WEB EDITION AGENT USE ONLY. THIS MATERIAL MAY NOT BE USED WITH THE PUBLIC. LIFE5095 3/17I NT R O D U C T
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How to fill out field underwriting guide

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How to fill out field underwriting guide

01
To fill out the field underwriting guide, follow these steps:
02
Begin by gathering all necessary information about the applicant or subject being underwritten.
03
Start with the basic personal details such as name, address, and contact information.
04
Proceed to collect relevant information about the applicant's medical history, including any pre-existing conditions or chronic illnesses.
05
Evaluate the applicant's lifestyle choices, such as smoking or alcohol consumption, as it may impact the underwriting decision.
06
Assess the applicant's occupation and income sources to determine the financial stability and risk associated.
07
Review any existing insurance policies held by the applicant, including their coverage and policy terms.
08
Consider any additional factors or specific requirements relevant to the particular underwriting process.
09
Document all gathered information accurately and thoroughly in the corresponding fields or sections of the underwriting guide.
10
Verify the completed guide for any discrepancies, errors, or missing information before finalizing.
11
Submit the filled-out guide to the appropriate individual or department for further processing or review if required.

Who needs field underwriting guide?

01
Field underwriting guides are typically needed by insurance underwriters or those involved in the underwriting process.
02
Insurance companies and organizations utilize field underwriting guides to ensure consistent and standardized evaluation of risks.
03
Field agents, brokers, or representatives may also require field underwriting guides to gather necessary information from applicants.
04
Additionally, professionals in the insurance industry, including underwriting managers or supervisors, may refer to these guides for training purposes.
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Field underwriting guide is a set of guidelines used by insurance underwriters to assess risks associated with potential policyholders.
Insurance companies are required to file field underwriting guide with the regulatory body.
Field underwriting guide is filled out by underwriters who evaluate information provided by the applicant and assess the risk.
The purpose of field underwriting guide is to ensure that insurance underwriters have consistent guidelines for evaluating risks.
Field underwriting guide must include information about the applicant's health, lifestyle, and other relevant factors.
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