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Get the free Special Enrollment Periods - Health Reform: Beyond the Basics

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Special Enrollment Periods Coverage Year 2018Center on Budget and Policy Priorities March 14, 2018Special Enrollment Period Overview2What is a special enrollment period (SEP)? Period outside open
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How to fill out special enrollment periods

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How to fill out special enrollment periods

01
Determine if you qualify for a special enrollment period. Some common qualifying events include losing your job-based health coverage, getting married or divorced, having a baby, or moving to a new area.
02
Visit the health insurance marketplace website or call their hotline to start the application process. Provide your personal information and answer all the required questions.
03
Select the special enrollment period option when prompted and indicate the qualifying event that makes you eligible.
04
Submit any necessary documentation to support your eligibility for the special enrollment period, such as proof of loss of previous coverage or marriage/divorce documentation.
05
Review and compare the available health insurance plans in your area. Consider factors like cost, coverage, and network of providers.
06
Choose the plan that best fits your needs and budget, and complete the enrollment process by submitting the required information and payment, if applicable.
07
Make sure to review your enrollment confirmation and follow any additional steps provided by the marketplace to ensure your coverage starts on time and you receive all the benefits you are entitled to.

Who needs special enrollment periods?

01
Individuals who experience a qualifying life event and no longer have access to their previous health insurance coverage.
02
Individuals who missed the annual open enrollment period for health insurance coverage.
03
Individuals who recently moved to a new area and need to obtain health insurance in their new location.
04
Individuals who got married or divorced, had a baby, or adopted a child and need to add their new family member to their health insurance plan.
05
Individuals who aged out of their parents' health insurance plan and need to find their own coverage.
06
Individuals who lost their job-based health coverage due to job loss, reduction in work hours, or other employment changes.
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Special enrollment periods are specific times outside of the yearly open enrollment period when you can sign up for a health insurance plan.
Individuals who experience certain life events such as getting married, having a baby, or losing other health coverage are required to file for special enrollment periods.
To fill out special enrollment periods, you must submit an application within 60 days of the qualifying life event and provide documentation of the event.
The purpose of special enrollment periods is to allow individuals to enroll in a health insurance plan outside of the regular open enrollment period due to qualifying life events.
On special enrollment periods, you must report your qualifying life event, the date of the event, and any other relevant information requested by the insurance provider.
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