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This handbook is valid for loans rate locked 2/1/18 through 4/30/18CALIFORNIA HOUSING FINANCE AGENCYCalPLUS
Conventional Loan
Program
SML AST REVISED: FEBRUARY 1, 2018This handbook is valid for loans
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How to fill out calplussm conventional loan program

How to fill out calplussm conventional loan program
01
To fill out the CalPLUS Conventional Loan Program, follow these steps:
02
Gather all necessary documents such as income proof, bank statements, and employment history.
03
Determine your eligibility by ensuring your credit score meets the minimum requirements.
04
Research and compare different lenders offering the CalPLUS Conventional Loan Program.
05
Submit your loan application along with the required documents to your chosen lender.
06
Wait for the lender to review your application and make a decision.
07
If approved, carefully review the terms and conditions of the loan before accepting.
08
Complete any additional paperwork requested by the lender.
09
Attend the loan closing and sign all necessary documents.
10
Begin making monthly mortgage payments as outlined in the loan agreement.
11
Stay in touch with your lender for any further assistance or questions.
Who needs calplussm conventional loan program?
01
The CalPLUS Conventional Loan Program is designed for individuals who:
02
- Are first-time homebuyers
03
- Meet the income limits set by the program
04
- Are interested in purchasing a primary residence
05
- Have a good credit score
06
- Plan to stay in the financed property as their primary residence
07
- Are in need of financial assistance to afford a home
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What is calplussm conventional loan program?
The calplussm conventional loan program is a home loan program that offers down payment assistance to first-time homebuyers in California.
Who is required to file calplussm conventional loan program?
First-time homebuyers in California who meet certain income and eligibility requirements are required to apply for the calplussm conventional loan program.
How to fill out calplussm conventional loan program?
To apply for the calplussm conventional loan program, first-time homebuyers need to contact a participating lender and submit the necessary documentation to verify their eligibility.
What is the purpose of calplussm conventional loan program?
The purpose of the calplussm conventional loan program is to help first-time homebuyers in California overcome the barrier of high down payments and achieve homeownership.
What information must be reported on calplussm conventional loan program?
First-time homebuyers need to report their income, employment history, credit score, and other financial information to apply for the calplussm conventional loan program.
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