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RECEIVED Board of Governors of the Federal ReserveSysteml\', IFR Y6OMB Number71000297 Approval expires September 30, 2018-Page 1 of 2fi1iAnnual Report or north×R Y.6COPYReport at the close of business

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Summit Financial Group Inc is a financial services company that operates as a holding company for various subsidiaries offering banking, wealth management, and insurance services.

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