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Very the years commercial malpractice insurers have come and gone from the Alabama marketplace. End the worry about prior acts coverage. Insure with AIM. We're here when you need us: Continuously!
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How to fill out prior acts coverage

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How to fill out prior acts coverage

01
Read and understand the terms and conditions of your insurance policy.
02
Determine if prior acts coverage is included in your policy or if it needs to be added as an endorsement.
03
Identify the date from which you want prior acts coverage to start. This is usually the date you first purchased professional liability insurance.
04
Consult with your insurance provider or agent to request prior acts coverage if it is not already included in your policy.
05
Provide any necessary documentation or information requested by your insurance provider to initiate the prior acts coverage.
06
Pay any applicable fees or premiums associated with adding prior acts coverage to your policy.
07
Review your revised insurance policy documents to ensure that prior acts coverage has been added as requested.
08
Keep a copy of the updated policy documents for your records and refer to them as needed.

Who needs prior acts coverage?

01
Professionals who are changing insurance providers and want to maintain continuous coverage for past acts or omissions.
02
Professionals who are starting a new business and want coverage for any potential claims arising from past acts or omissions.
03
Professionals who previously had a gap in their professional liability insurance coverage and want to fill that gap with prior acts coverage.
04
Professionals who anticipate potential claims related to past acts or omissions and want protection against those claims.
05
Professionals who want peace of mind and an added layer of protection by having coverage for prior acts or omissions.
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Prior acts coverage is a type of insurance coverage that protects the policyholder from claims made for events that occurred before the policy was in effect.
Certain professionals, such as lawyers, doctors, and architects, may be required to file prior acts coverage as part of their professional liability insurance.
To fill out prior acts coverage, the policyholder must provide details of any prior acts or incidents that may result in a claim being made against them.
The purpose of prior acts coverage is to ensure that the policyholder is protected from claims related to events that occurred before the policy was in effect.
The policyholder must report any relevant information about prior acts or incidents that could potentially lead to a claim against them.
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