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Progressive Direct Insurance Company
Private Passenger Automobile Program
Rate Exhibit for the Commonwealth of Massachusetts1. Thefirststepofthevoluntaryratecalculationformulaisperformedforeacheligibletoberateddriverinthehouseholdusingtheratingattributescorrespondingtothatdriver.
VoluntaryRateOrderCalculationDriverLevelFactor
DriverClassificationFactor
DrivingRecordPointsFactor
(1DistantStudentDiscount)
(1MinorChildDiscount)
(1Go
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How to fill out private passenger automobile program
01
To fill out the private passenger automobile program, follow these steps:
02
Start by gathering all the necessary information such as personal details, driver's license information, and vehicle details.
03
Fill out the applicant's personal information section, including name, address, and contact details.
04
Provide details about the driver's license, including the license number, issuing state, and expiration date.
05
Fill out the vehicle information section, including the make, model, year, and VIN (Vehicle Identification Number).
06
Provide details about the intended use of the vehicle, such as personal or business use.
07
Answer questions about prior accidents, driving violations, and claims history.
08
Provide information about the desired coverage options, such as liability limits, deductibles, and additional coverage.
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Review the completed application form for any errors or missing information.
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Sign and date the application form.
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Submit the filled-out application form according to the instructions provided by the insurance provider.
Who needs private passenger automobile program?
01
Private passenger automobile program is needed by individuals who own private passenger vehicles and require insurance coverage for their vehicles.
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This program is suitable for anyone who uses their personal vehicle for commuting, running errands, or other personal purposes.
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It is also required by individuals who finance or lease their vehicles, as the lender or lessor may require comprehensive and collision coverage.
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Additionally, anyone who wants to protect themselves and their assets from potential liabilities arising from automobile accidents should consider the private passenger automobile program.
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