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PRODUCT DISCLOSURE SHEET Please read this Product Disclosure Sheet before you decide to take up the product. Embank Islamic Broad The final terms and conditions will be documented in the Letter of
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Who needs terms amp conditions?

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Businesses: Terms and conditions are essential for any business, regardless of its size or industry. They outline the rules and agreements between the business and its customers, suppliers, or partners.
02
E-commerce websites: Online businesses that sell products or services on their websites should have clearly defined terms and conditions to govern the transactions with their customers.
03
Mobile app developers: If you develop mobile applications, having terms and conditions is crucial to establish user agreements, intellectual property rights, and data privacy policies.
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Service providers: Professionals or companies offering services such as consulting, coaching, or freelancing should have terms and conditions in place to protect their rights, clarify service scope, and define payment terms.
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Website owners: Having terms and conditions on your website helps establish the rules and guidelines for visitors, including privacy policies, copyrights, and acceptable use.
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Individuals engaging in legal agreements: When entering into agreements with other parties, such as contracts or partnerships, having well-defined terms and conditions ensures clarity and legal protection for all parties involved.
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Terms and conditions are a set of rules and guidelines that a user must agree to in order to use a service or product.
Any company or organization that offers a service or product to the public is required to have terms and conditions.
Terms and conditions can be filled out by clearly outlining the rules and guidelines that users must adhere to when using a service or product.
The purpose of terms and conditions is to protect the company or organization from liability and to establish rules for using the service or product.
Terms and conditions should include rules for usage, privacy policies, disclaimers, and other important information regarding the service or product.
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