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SECTION 5 Information Regarding Specific Insurance Plan 1. LIFE INSURANCE PLAN Simplified Issue Whole Life Graded Death Benefit2. RIDER Accelerated Living Benefit Rider (no additional premium; not
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How to fill out simplified issue whole life

01
To fill out the simplified issue whole life form, follow these steps:
02
Obtain the application form from the insurance company or its website.
03
Fill out your personal information, such as name, date of birth, and contact details.
04
Provide details about your health history, including any pre-existing medical conditions.
05
Answer questions related to your lifestyle habits, such as smoking or alcohol consumption.
06
Determine the coverage amount and premium payment frequency that suits your needs.
07
Review the form for accuracy and completeness.
08
Submit the completed form either by mailing it to the insurance company or through their online portal.
09
Wait for the insurance company's review and approval of your application.
10
Upon approval, make the required premium payment to activate your simplified issue whole life policy.

Who needs simplified issue whole life?

01
Simplified issue whole life insurance is suitable for individuals who:
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- Want a permanent life insurance coverage that lasts for their entire lifetime.
03
- Have limited time or prefer a simple and quick application process.
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- Don't want to undergo a thorough medical examination for underwriting purposes.
05
- Have minor health issues or pre-existing conditions that may affect their eligibility for traditional life insurance.
06
- Need coverage for final expenses, such as funeral costs, outstanding debts, or estate planning.
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Simplified issue whole life is a type of life insurance policy that does not require a medical exam for approval, making it easier and quicker to obtain coverage.
Any individual looking to purchase a life insurance policy without undergoing a medical exam may opt for simplified issue whole life.
To fill out a simplified issue whole life application, individuals need to provide basic information about themselves, their health history, and select a coverage amount.
The purpose of simplified issue whole life is to provide individuals with a convenient and efficient way to secure life insurance coverage without the need for a medical exam.
Applicants must report basic personal information, health history, and select a coverage amount when applying for simplified issue whole life.
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