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James River Insurance Company and its Subsidiaries 6641 West Broad Street, Suite 300 Richmond, VA 23230NonOwned and Hired Auto Supplemental Application GENERAL CASUALTY Division Email to GC×jamesriverins.applicants
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01
Gather all necessary information such as the make, model, and year of the vehicle.
02
Contact the insurance company that provides your personal auto insurance and inquire about adding non-owned and hired auto coverage.
03
Provide the insurance company with the required information about the vehicle, its usage, and any additional drivers that may operate it.
04
Pay the premium required to add non-owned and hired auto coverage to your policy.
05
Review the terms and conditions of the coverage, including any limitations or exclusions.
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Understand the claims process and how to report any accidents or damage involving the non-owned or hired auto.
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Keep your insurance company updated with any changes in the status or usage of the vehicle.

Who needs non-owned and hired auto?

01
Non-owned and hired auto coverage is typically needed by individuals or businesses who frequently rent or borrow vehicles for business purposes.
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This can include companies that have employees who use their personal vehicles for company activities, companies that frequently rent vehicles for business trips, or individuals who often borrow vehicles for work-related tasks.
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It offers protection in case of accidents or damages that may occur while using a non-owned or hired vehicle, ensuring financial security and peace of mind.
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Non-owned and hired auto refers to a type of insurance coverage that provides protection for vehicles that are not owned by the policyholder but are used for business purposes.
Businesses that use vehicles not owned by them for work-related activities are typically required to file non-owned and hired auto insurance.
To fill out non-owned and hired auto insurance, the policyholder needs to provide information about the vehicles being used, the drivers, and the business activities the vehicles are used for.
The purpose of non-owned and hired auto insurance is to provide liability coverage for vehicles that are not owned by the policyholder but are used for business purposes.
The information that must be reported on non-owned and hired auto includes details about the vehicles, drivers, and business activities the vehicles are used for.
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