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VERSION DATE: October 2011 20PLUS long application for Group Insurance Policies are issued by: The Empire Life Insurance Company Empire Life 259 King Street East Kingston ON K7L 3A8 www.empire.ca
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How to fill out 20plus life form

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How to fill out 20plus life:

01
Gather necessary information: Start by collecting all the required information, such as personal details, medical history, beneficiaries' information, and contact details.
02
Read the instructions: Carefully go through the instructions provided on the application form. Make sure you understand the requirements and any specific guidelines provided.
03
Complete personal details: Fill in your full name, date of birth, address, and other personal information as requested. It's important to provide accurate and up-to-date details.
04
Provide medical information: Answer the questions related to your medical history, current health status, and any pre-existing conditions. Be honest and provide all the necessary details to avoid any potential issues in the future.
05
Designate beneficiaries: Specify the individuals or entities who will receive the benefits of your policy in the event of your death. Include their full names, relationship to you, and contact information.
06
Review and double-check: Before submitting the application, carefully review all the information you have entered. Ensure there are no errors or missing details. Making any necessary corrections at this stage is crucial.
07
Sign and date: Once you are satisfied that all the information provided is accurate, sign and date the application form as required. This confirms that you have filled it out willingly and to the best of your knowledge.

Who needs 20plus life:

01
Individuals with financial dependents: 20plus life insurance is especially important for individuals who have financial dependents, such as a spouse, children, or aging parents. It helps provide financial protection and support for your loved ones.
02
Breadwinners: If you are the main income earner in your family, having 20plus life insurance ensures that your loved ones will be financially secure even after your passing. It can replace lost income and cover ongoing expenses.
03
Individuals with debts: If you have outstanding debts, such as a mortgage, car loan, or student loan, 20plus life insurance can help cover those debts in the event of your death, relieving the burden on your family.
04
Business owners: If you are a business owner, 20plus life insurance can be crucial for ensuring the continuity and financial stability of your business. It can help cover business debts, provide funds for business operations, or facilitate the succession plan in case of your unexpected demise.
05
Individuals planning for the future: Even if you don't have immediate financial dependents or significant debts, getting 20plus life insurance at a young age can be a smart long-term financial planning move. Premiums are typically lower when you are younger, and it can provide peace of mind knowing that you are protected as you build your life and assets.
Remember, it's always wise to consult with an insurance professional to assess your specific needs and determine the appropriate amount of coverage for your circumstances.
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