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Home Buyers Guide.heritagetitleofaustin.come o m e B u y e r s G u i d e We l co m e t o the Ho rebuy i NG P r o CE SS! Buying a home is an emotional decision as well as an important financial one.

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What is h o m e?

H O M E stands for Home Mortgage Disclosure Act.

Who is required to file h o m e?

Financial institutions such as banks, savings associations, credit unions, and other mortgage lenders are required to file H O M E.

How to fill out h o m e?

H O M E must be filled out electronically using the HMDA Platform.

What is the purpose of h o m e?

The purpose of H O M E is to provide public loan data that can be used to assess whether financial institutions are serving the housing needs of their communities.

What information must be reported on h o m e?

Information such as loan amount, type of loan, purpose of loan, demographic information of applicants, and property location must be reported on H O M E.

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