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Academic Federal Credit Union SkipAPayment Agreement I/we hereby authorize Academic Federal Credit Union to defer my payment for the loan I/we have listed below. I/we understand that interest will

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What is skip-a-payment promotion agreement?

Skip-a-payment promotion agreement is a contract between a borrower and a lender that allows the borrower to skip making a payment on their loan for a specified period of time, typically in exchange for a fee or an agreement to extend the loan term.

Who is required to file skip-a-payment promotion agreement?

The borrower and the lender are required to file the skip-a-payment promotion agreement, as it is a legal document outlining the terms and conditions of the agreement.

How to fill out skip-a-payment promotion agreement?

To fill out a skip-a-payment promotion agreement, both the borrower and the lender must agree on the terms of the agreement, including the skipped payment period, any fees or penalties, and any changes to the loan terms. The agreement should be signed by both parties and kept on file for reference.

What is the purpose of skip-a-payment promotion agreement?

The purpose of a skip-a-payment promotion agreement is to provide financial relief to borrowers who may be facing temporary financial hardship and are unable to make their loan payments. It allows the borrower to skip a payment without negatively impacting their credit score or facing default.

What information must be reported on skip-a-payment promotion agreement?

The skip-a-payment promotion agreement must include the borrower's name, loan account number, the skipped payment date, the duration of the agreement, any fees or penalties associated with the skipped payment, and any changes to the loan terms.

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