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Effective August 31, 2018Reportable HMD Data: A Regulatory and Reporting Overview Reference Chart for
HMD data Collected in 2018 a chart is intended to be used as a reference tool for data points
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What is reportable hmda data a?
Reportable HMDA data is data regarding mortgage applications and loans that falls under the reporting requirements of the Home Mortgage Disclosure Act (HMDA).
Who is required to file reportable hmda data a?
Financial institutions such as banks, credit unions, and mortgage lenders are required to file reportable HMDA data.
How to fill out reportable hmda data a?
Reportable HMDA data can be filled out using the HMDA LAR (Loan/Application Register) form provided by the CFPB (Consumer Financial Protection Bureau).
What is the purpose of reportable hmda data a?
The purpose of reportable HMDA data is to provide public access to information about mortgage lending practices to help identify potential discriminatory lending patterns and promote fair lending practices.
What information must be reported on reportable hmda data a?
Information such as the type of loan, loan amount, applicant's race, ethnicity, and sex, property location, and more must be reported on reportable HMDA data.
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