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Sample Medical Benefit Document $ Deductible OptionEffective Insert Effective Date Claims Supervisor:An independent licensee of the Blue Cross and Blue Shield Association items highlighted in yellow
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What is deductible option?
Deductible option is a choice to pay a certain amount out of pocket before insurance coverage kicks in.
Who is required to file deductible option?
Individuals or businesses with insurance policies that offer a deductible option.
How to fill out deductible option?
You can fill out deductible option by reviewing your insurance policy and selecting the amount you are willing to pay before coverage starts.
What is the purpose of deductible option?
The purpose of deductible option is to help lower insurance premiums by shifting some of the financial responsibility to the insured.
What information must be reported on deductible option?
You must report the specific amount you are willing to pay as a deductible before insurance coverage begins.
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