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DEPARTMENT OF REGULATORY AGENCIES Division of Insurance PROPERTY AND CASUALTY 3 CCR 7025 Editors Notes follow the text of the rules at the end of this CCR Document. AMENDED REGULATION 511 INSURANCES

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What is experience rating?

Experience rating is a method used by insurers to calculate premiums for policies based on the past claims history of the policyholder.

Who is required to file experience rating?

Policyholders who have had insurance coverage for a certain period of time and have a claims history are required to file experience rating.

How to fill out experience rating?

Experience rating can be filled out by providing information on past claims, current policy details, and any other relevant information requested by the insurer.

What is the purpose of experience rating?

The purpose of experience rating is to adjust insurance premiums based on the risk profile of the policyholder, taking into account their past claims history.

What information must be reported on experience rating?

Information that must be reported on experience rating includes past claims history, policy details, and any other relevant information requested by the insurer.

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