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Public Service Loan Forgiveness Program P R RESENTED Byte Foundation for Financial Education A 5 0 1 (C) (3) N O N P R O F I T O R G A N I Z AT I ON Federal Loans Direct SubsidizedDirect PLUS Graduate

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What is public service loan forgiveness?

Public Service Loan Forgiveness is a program that forgives the remaining balance on eligible federal student loans after the borrower has made 120 qualifying monthly payments while working full-time for a qualifying employer.

Who is required to file public service loan forgiveness?

Borrowers who work full-time for a qualifying employer and make consistently monthly payments on their federal student loans may be eligible to file for Public Service Loan Forgiveness.

How to fill out public service loan forgiveness?

To apply for Public Service Loan Forgiveness, borrowers must submit the Public Service Loan Forgiveness Employment Certification form annually and submit the Public Service Loan Forgiveness Application after making 120 qualifying payments.

What is the purpose of public service loan forgiveness?

The purpose of Public Service Loan Forgiveness is to encourage individuals to pursue careers in public service by alleviating some of the burden of student loan debt.

What information must be reported on public service loan forgiveness?

Borrowers must report their employment information, loan details, and qualifying payment history on the Public Service Loan Forgiveness Employment Certification form and application.

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