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WEST VIRGINIA UNINSURED MOTORISTS COVERAGE OFFER (Split Limits) Below are different limits and the 12-month premium available to you. COMPANY MUST COMPLETE THE BLANK SPACES BELOW TO CREATE AN EFFECTIVE
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How to fill out WV UIM split limit?

01
Gather necessary information: Before filling out the WV UIM split limit form, ensure you have all the required information readily available. This may include your policy number, vehicle details, and any relevant accident or injury information.
02
Understand the coverage options: WV UIM split limit coverage provides additional protection in the event of an accident where the at-fault driver has insufficient insurance coverage. Familiarize yourself with the coverage limits and options available to choose the appropriate split limit.
03
Complete the application: Start by filling out your personal information, such as your name, address, and contact details. Then, provide accurate details about the insured vehicle, including its make, model, and identification number.
04
Select the desired UIM split limit: WV UIM split limit allows you to designate separate coverage limits for bodily injury per person, bodily injury per accident, and property damage per accident. Carefully consider your insurance needs and select the appropriate coverage limits for each category.
05
Review and sign: Double-check all the information you provided for accuracy. Ensure that you have accurately selected the desired UIM split limit options. Once you are satisfied, sign the form to certify the accuracy of the information provided.

Who needs WV UIM split limit?

01
Drivers with minimum insurance requirements: West Virginia requires all drivers to carry liability insurance. However, the minimum coverage may not be sufficient to cover injuries and damages in an accident. WV UIM split limit provides additional protection in such cases.
02
Those concerned about uninsured or underinsured motorists: Despite legal requirements, some drivers may not have any insurance or carry insufficient coverage. WV UIM split limit safeguards you against such motorists by offering additional coverage beyond what the at-fault driver's insurance can provide.
03
Individuals seeking comprehensive auto insurance: WV UIM split limit is often included as part of a comprehensive auto insurance policy. If you want to ensure you have adequate protection against accidents involving other drivers, WV UIM split limit is a valuable addition to your policy.
Remember, it's always recommended to consult with a licensed insurance agent or company to better understand your specific insurance needs and to receive personalized guidance when filling out the WV UIM split limit form.
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The WV UIM split limit is the maximum amount of coverage provided under uninsured/underinsured motorist insurance in West Virginia.
All drivers in West Virginia are required to have UIM coverage as part of their auto insurance policy.
To fill out the WV UIM split limit, you need to contact your insurance provider and request the specific coverage limits you want for UIM.
The purpose of WV UIM split limit is to protect drivers in case they are involved in an accident with an uninsured or underinsured motorist.
The information that must be reported on the WV UIM split limit includes the coverage limits chosen by the policyholder.
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