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2019 EditionLOMA Society Officers ManualAbout COMA Established in 1924, with over 1,200 member companies in over 80 countries, COMA is committed to a business partnership with its members in the insurance
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About LOMA stands for Letter of Map Amendment. It is a FEMA process that changes the official flood zone designation of a property.
Property owners or their representatives may file for a LOMA if they believe their property has been incorrectly designated as being in a flood zone.
To fill out a LOMA application, the property owner must provide evidence, such as elevation certificates or professional surveys, that prove the property is outside of the flood zone.
The purpose of a LOMA is to officially remove a property from a designated flood zone, which can impact insurance requirements and property values.
The LOMA application typically requires property details, supporting documentation, and a detailed description of why the property should be removed from the flood zone.
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