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2019Homeowner Assistance Guidelines Gap Down Payment & Closing Cost Assistance Application City of Richland Michelle Burden 840 North gate Drive Richland, WA 99352 (509) 9427580 F (509) 9427764 Burden
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Gap Down Payment AMP stands for Additional Monthly Payment, which is a payment made by an employee to cover the difference between their current mortgage payment and the lower amount they would pay if they made a larger down payment on their mortgage.
Employees who have opted for the Additional Monthly Payment option as part of their mortgage agreement are required to file Gap Down Payment AMP.
To fill out Gap Down Payment AMP, employees need to calculate the difference between their current mortgage payment and the lower payment amount they would have if they made a larger down payment. They then need to submit the additional payment to their mortgage lender.
The purpose of Gap Down Payment AMP is to help employees reduce their monthly mortgage payments by making a larger down payment on their mortgage.
Gap Down Payment AMP must include the employee's name, mortgage account number, the amount of the additional monthly payment, and the reasons for making the additional payment.
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