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601 Woodland Square Loop SE Lacey, WA 98503 360.491.2250 www.anchornetbank.com2013 Annual Report5HSRUWRIWKH3UHVLGHQWDear Fellow Shareholder: :HFRQWLQXHWRVHHVPDOOLPSURYHPHQWVLQWKHQDWLRQDOHFRQRPZKLFKDUHUHHFWHGLQWKHIXUWKHUUHGXFWLRQLQEDQN IDLOXUHVDQGDVORZEXWVWHDGVWRFNPDUNHWUHFRYHU\'XULQJWKHHDUHQGHGXQHEDQNVIDLOHGLQWKH8QLWHG 6WDWHVFRPSDUHGWRGXULQJWKHSULRUPRQWKSHULRG7KHUHZDVRQORQHIDLOXUHLQWKH6WDWHRI:DVKLQJWRQGXULQJ HDFKRIWKHVHPRQWKSHULRGV7KHQDQFL
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