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PERIODIC DISCLOSURES FORM NL-13-LOANS SCHEDULE Name of the Insurer: ICICI Lombard General Insurance Company Limited Registration No. 115 dated August 03, 2001, LOANS Particulars At June 30, 2011 ('000)
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A mortgage is a legal agreement between a borrower and a lender where the borrower uses property as security to obtain a loan.
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The borrower is required to file a mortgage when obtaining a loan secured by property.
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The purpose of a mortgage is to secure a loan using property as collateral and to establish the terms of repayment.
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Information such as property details, loan amount, interest rate, repayment schedule, and borrower's information must be reported on a mortgage.
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