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2019 Benefits and Enrollment Guide Faculty & Staff12Contents 5 YOUR BENEFITS PACKAGE 6 CHOOSING YOUR BENEFITS 11 UNIVERSITY CREDITS 12 HEALTH INSURANCE 17 HEALTH INSURANCE TOOLS 20 DENTAL INSURANCE
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To fill out essential health benefits, follow these steps:
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Start by gathering all necessary information about the health benefits you are eligible for.
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Determine the specific essential health benefits that are applicable to your situation.
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Understand the coverage and limitations of each essential health benefit.
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Fill out the necessary forms or online applications with accurate and complete information.
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Who needs essential health benefits?

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Essential health benefits are needed by individuals and families who are seeking comprehensive health insurance coverage. It applies to individuals purchasing insurance through the Health Insurance Marketplace, as well as small employers offering plans through the Small Business Health Options Program (SHOP). Additionally, individuals with Medicaid coverage and those receiving Medicare benefits may also benefit from essential health benefits. It is crucial for anyone who wants access to a wide range of essential medical services and treatments to have health insurance that covers these essential health benefits.
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Essential health benefits are a set of benefits that must be covered by health insurance plans as required by the Affordable Care Act.
Health insurance companies are required to offer plans that include essential health benefits.
Essential health benefits are typically filled out by the health insurance companies in their plan offerings.
The purpose of essential health benefits is to ensure that all health insurance plans provide a baseline level of coverage to consumers.
Essential health benefits typically include services such as doctor visits, hospitalizations, prescription drugs, maternity care, and mental health services.
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