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THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA (Guardian) THE GUARDIAN INSURANCE & ANNUITY COMPANY, INC. (GMAC) Customer Service Office 6255 Sterner's Way Bethlehem, PA 180179464INSTRUCTIONS FOR COMPLETING

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1. Read the form instructions carefully before starting.
2. Gather all the necessary information and documents that are required to complete the form.
3. Start filling out the form by entering your personal details accurately, such as name, address, date of birth, etc.
4. Follow the instructions provided for each section of the form and enter the required information accordingly.
5. Double-check your entries to ensure accuracy and correctness.
6. If there are any specific sections that you are unsure about, consult the form instructions or seek guidance from someone knowledgeable.
7. Complete any additional sections or attach any necessary documents as instructed.
8. Review the completed form to ensure all fields are filled out and all necessary attachments are included.
9. Sign and date the form as required.
10. Make a copy of the completed form and any supporting documents for your records.
11. Submit the filled-out form as instructed, either by mail, online submission, or in person.
12. Keep the confirmation or receipt of submission for future reference.

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2. Individuals who are unfamiliar with the form or its requirements may also need instructions.
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4. People who have not filled out similar forms before may benefit from instructions.
5. Those who want to ensure they are providing accurate and complete information may seek instructions to avoid mistakes or omissions.

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