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Subscription Alternative to Workers CompensationUnderwritten by ACE American Insurance Company, this program provides Occupational Accident Insurance and Employers Indemnity Coverage to Employers.
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Non-subscription alternative is an alternative option for employers in Texas to opt out of workers' compensation insurance coverage.
Employers in Texas who choose not to carry workers' compensation insurance coverage are required to file non-subscription alternative.
Non-subscription alternative can be filled out online on the Texas Department of Insurance website or through a paper form.
The purpose of non-subscription alternative is to provide an alternative route for employers to provide benefits to injured workers without traditional workers' compensation insurance.
Non-subscription alternative must report details of the employer, employee benefits, injury reporting procedures, and dispute resolution processes.
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