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This handbook is valid for loans rate locked 1/1/19 through 1/31/19CALIFORNIA HOUSING FINANCE AGENCYCalHFA FHA Loan Programs REVISED: JANUARY 1, 2019This handbook is valid for loans rate locked 1/1/19
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How to fill out calhfa fha - state

01
To fill out the CalHFA FHA-state form, follow these steps:
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Start by downloading the CalHFA FHA-state form from the official CalHFA website or obtain a physical copy from a local CalHFA office.
03
Carefully read and understand the instructions provided on the form to ensure you have all the necessary documents and information.
04
Begin filling out the form by entering your personal information, including your full name, address, contact details, and social security number.
05
Provide detailed information about the property you are applying for, such as the address, estimated purchase price, and loan amount requested.
06
Clearly indicate your employment details, including your current employer's name, address, job title, and duration of employment.
07
Include information about your income, assets, and liabilities to demonstrate your financial capacity to afford the loan.
08
Carefully review the completed form for any errors or missing information before submitting it.
09
Once you have filled out the form accurately, sign and date it.
10
Submit the completed form to the CalHFA office through the prescribed method, such as online submission, mail, or in-person delivery.
11
Keep a copy of the filled-out form and any supporting documents for your records.
12
It is recommended to consult with a qualified professional or contact CalHFA directly for any specific instructions or clarification during the form filling process.

Who needs calhfa fha - state?

01
CalHFA FHA-state is designed for individuals or families who meet certain criteria and are in need of financial assistance to purchase a home in the state. The following individuals may benefit from CalHFA FHA-state:
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- First-time homebuyers who have not owned a home in the past three years.
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- Low-to-moderate income individuals or families who meet the income limits set by CalHFA.
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- Borrowers who can demonstrate a steady source of income and have a favorable credit history.
05
- Individuals who can contribute a down payment towards the home purchase, typically ranging from 3% to 3.5% of the purchase price.
06
- Residents of California who intend to occupy the purchased home as their primary residence.
07
It is important to review the specific eligibility requirements and guidelines provided by CalHFA to determine if you qualify for the CalHFA FHA-state program.
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CalHFA FHA - State is a government program that provides mortgage assistance to first-time homebuyers in the state of California.
First-time homebuyers in California who meet the eligibility requirements are required to file for CalHFA FHA - State.
To fill out CalHFA FHA - State, applicants need to complete the designated forms, provide necessary documentation, and submit the application to the CalHFA office.
The purpose of CalHFA FHA - State is to help first-time homebuyers in California secure affordable financing for purchasing a home.
Applicants are required to report their income, assets, debts, and other financial information on CalHFA FHA - State.
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