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RE TIRE R EASY R RETIREMENT ANSWER NY VARIABLE ANNUITY F O R M S PA C K E T F O R U S E I N T H E S TAT E O F N E W YO R K. Issued by Gen worth Life Insurance Company of New York19799GERANY 01/01/06CONTENTS

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Retirereadysm retirement answer ny refers to the retirement application form for NY state retirement system.

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