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Office Use OnlySaratoga Springs Horse Showman Entries to: PO Box 1310, Saratoga Springs, New York 12866 NAME OF HORSESHOE USED / USA #NAME OF VIDEOTAPE RIDER TWOJREntries Close April 12, 2017COLOR

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What is know before you show?

Know Before You Owe is a consumer financial protection program that helps consumers understand the terms and costs of their mortgage loans before they sign.

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Lenders are required to provide consumers with the Know Before You Owe disclosure statement.

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Lenders must provide the disclosure to consumers at least three business days before the closing of a mortgage loan.

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The purpose of Know Before You Owe is to ensure that consumers have a clear understanding of the terms and costs associated with their mortgage loans.

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The disclosure statement must include information such as the loan amount, interest rate, monthly payments, and closing costs.

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