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Fall
2014News and Information from
Bayer Heritage Federal Credit Union
MemberFocused. Service Driven. Make Your Holiday Spirits Bright with
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Credit Union Every year
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How to fill out make your holiday spirits
How to fill out make your holiday spirits
01
Start by making a list of all the activities and traditions you want to incorporate into your holiday celebrations.
02
Plan out your holiday schedule, including specific dates and times for each activity.
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Decorate your home with festive decorations, such as lights, ornaments, and a tree.
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Prepare delicious holiday meals and treats for your family and friends.
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Exchange gifts with your loved ones and spread the joy of giving.
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Take time to relax and enjoy the holiday season, whether it's by watching holiday movies, listening to festive music, or taking part in calming activities like reading or meditation.
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Embrace the spirit of giving back by volunteering or donating to charitable organizations.
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Capture and cherish the memories by taking photos or creating a holiday scrapbook.
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Finally, remember to express gratitude and appreciate the company of your loved ones during this special time of the year.
Who needs make your holiday spirits?
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Anyone who wants to celebrate and enjoy the holiday season can make their holiday spirits.
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