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Get the free pre-adverse action letter - Background Decision

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9/28/2017https://webportal.backgrounddecision.com/reportresults/displayDisclosure.taz?id2121&file385942Demo Parent 59 Obama Road Holyoke, MA 01040 Phone:READERS ACTION LETTERCONFIDENTIAL TO BE OPENED
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How to fill out pre-adverse action letter

01
Start by addressing the pre-adverse action letter to the applicant who is being considered for employment or other purposes.
02
Clearly state the reasons for considering adverse action, such as the results of a background check or credit report.
03
Include all relevant information that supports the decision, such as the specific sections of the background check or credit report that raised concerns.
04
Provide a copy of the background check or credit report, or let the applicant know where they can obtain a copy if they haven't already.
05
Inform the applicant about their rights under the Fair Credit Reporting Act, including their right to dispute any inaccurate information.
06
Include the contact information of the company or organization responsible for making the decision, so the applicant knows who to contact for further information or clarification.
07
Include a deadline for the applicant to respond or take action if they wish to dispute any information or provide additional information.
08
Close the letter with a professional and polite tone, expressing that the decision is not final and subject to their response.
09
Keep a copy of the letter for record-keeping purposes and ensure it is delivered to the applicant through certified mail or another reliable method.

Who needs pre-adverse action letter?

01
Pre-adverse action letters are typically needed by employers or organizations that use background checks or credit reports as part of their screening process for employment, tenancy, loan applications, or other purposes.
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Pre-adverse action letter is a notice sent to an individual informing them that adverse action may be taken against them, such as denial of employment or promotion, based on information found in a background check.
Employers are required to file a pre-adverse action letter when considering taking adverse action against an individual based on information found in a background check.
Pre-adverse action letters should be filled out by including the individual's name, the reason for possible adverse action, a summary of the information found in the background check, and information on how the individual can dispute the findings.
The purpose of a pre-adverse action letter is to give individuals the opportunity to review and dispute the information found in a background check before any adverse action is taken against them.
Pre-adverse action letters must include the individual's name, the reason for possible adverse action, a summary of the information found in the background check, and information on how the individual can dispute the findings.
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