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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10K x Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December

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National Bankshares Inc. is a financial holding company.

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The purpose of National Bankshares Inc. is to provide financial services and support to its clients and customers.

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National Bankshares Inc. must report its financial statements, balance sheets, income statements, and other relevant financial information.

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