Get the How to File Bankruptcy for Free in Alabama (2020 Guide)
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IN THE UNITED STATES BANKRUPTCY COURT FOR THE NORTHERN DISTRICT OF ALABAMA EASTERN DIVISION In re: Edward White, Debtor. In re: Lenora Marie Calloway, Debtor. In re: Derick Wade Ti dwell, Case No.
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How to fill out how to file bankruptcy
How to fill out how to file bankruptcy
01
To file bankruptcy, follow these steps:
02
Determine the type of bankruptcy: There are different types of bankruptcy, such as Chapter 7 and Chapter 13. Research and choose the appropriate type based on your situation.
03
Take credit counseling: Before filing for bankruptcy, you must complete a credit counseling course from an approved agency. This can usually be done online or over the phone.
04
Complete the necessary forms: Gather all the required forms, such as the bankruptcy petition, schedules, and statements. Fill them out accurately and thoroughly.
05
File the forms: Take the completed forms to your local bankruptcy court and file them. Pay the required filing fee unless you qualify for a fee waiver.
06
Attend the meeting of creditors: After filing, you will have to attend a meeting of creditors. This is a brief meeting where the trustee and creditors can ask you questions about your bankruptcy case.
07
Complete a debtor education course: Once the meeting of creditors is over, you must complete a debtor education course from an approved agency.
08
Receive the discharge: If everything goes smoothly and there are no objections, you will receive a bankruptcy discharge. This means your debts are eliminated or restructured according to the bankruptcy type.
09
Note: It is highly recommended to consult with a bankruptcy attorney throughout the process to ensure everything is done correctly and to receive personalized guidance based on your situation.
Who needs how to file bankruptcy?
01
People who are facing overwhelming debts and are unable to repay them may need to file bankruptcy. It is suitable for individuals, couples, and businesses who are struggling financially and have no other viable options. Bankruptcy can provide relief from creditors, prevent foreclosure or repossession, and offer a fresh start for those burdened by debts. However, it is important to thoroughly assess your situation and consult with a bankruptcy attorney before deciding if filing bankruptcy is the right solution.
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