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This form is a statement of final loan terms and closing costs. Compare this document with your Loan Estimate. Closing Disclosure Closing InformationTransaction Informational Issued 10/06/2017 Closing

How to fill out closing disclosure this form

How to fill out closing disclosure this form

1. To fill out the closing disclosure form, follow these steps:
2. Start by entering the loan information at the top of the form, including the loan amount, interest rate, and loan term.
3. Provide the projected payments section, which includes the principal and interest, mortgage insurance, and estimated total monthly payment.
4. Fill out the costs at closing section, which includes the loan costs, other costs, and prepaid charges.
5. Indicate any credits or adjustments, such as seller credits or lender credits.
6. Include the cash to close section, which shows the total closing costs, adjustments, and cash to close amount.
7. Disclose the loan terms, including the total payments, finance charge, and APR.
8. Finally, review and sign the form to certify its accuracy and completeness.

Who needs closing disclosure this form?

1. The closing disclosure form is needed by borrowers who are obtaining a mortgage loan to purchase or refinance a property.
2. It is a requirement under the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA), which aim to provide borrowers with detailed information about their loan terms and closing costs.
3. Both homebuyers and homeowners who are refinancing their existing loans need to receive a closing disclosure form at least three business days before the settlement or closing date.

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What is closing disclosure this form?

The Closing Disclosure is a document that outlines the final details of a mortgage loan, including the loan terms, monthly payments, and all closing costs.

Who is required to file closing disclosure this form?

Lenders or mortgage brokers are required to provide the Closing Disclosure form to borrowers.

How to fill out closing disclosure this form?

The Closing Disclosure is filled out by the lender, detailing the loan terms and costs, and must be provided to the borrower at least three days before the closing of the loan.

What is the purpose of closing disclosure this form?

The purpose of the Closing Disclosure is to provide borrowers with clear and accurate information about their mortgage loan terms and closing costs, allowing them to make informed decisions.

What information must be reported on closing disclosure this form?

The Closing Disclosure must report the loan amount, interest rate, monthly payments, total closing costs, estimated taxes and insurance, and other relevant fees.