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Prospectus May 1, 2013ADVISORDESIGNS VARIABLE ANNUITYImportant Privacy Notice Included See Back CoverVariable annuity contracts issued by First Security Benefit Life Insurance and Annuity Company

How to fill out advisordesigns variable annuity

How to fill out advisordesigns variable annuity:

1. Gather necessary information: Collect all the required personal and financial information, such as your name, address, social security number, employment details, and investment knowledge.
2. Understand the contract: Read and comprehend the terms and conditions of the advisordesigns variable annuity contract. Pay attention to various aspects like investment options, fees, surrender charges, death benefits, and any optional riders or features.
3. Choose investment options: Assess the available investment options and select ones that align with your financial goals, risk tolerance, and investment strategy. Consider factors like asset allocation, diversification, and historical performance.
4. Complete the application: Fill out the application form accurately and provide all the necessary details, including personal information, beneficiary information, investment allocations, and any additional riders or features you wish to include.
5. Review and verify: Carefully review the completed application form to ensure accuracy and completeness. Make any necessary corrections or additions before submitting the form.
6. Sign and date: Sign and date the application form as required. In some cases, you may need a witness or notary public to witness your signature.
7. Submit the application: Send the filled-out application form along with any required documents, such as a copy of your identification, to the advisordesigns variable annuity provider. Follow the instructions provided by the company for submission.

Who needs advisordesigns variable annuity:

1. Individuals seeking long-term investment growth: The advisordesigns variable annuity can be suitable for individuals who have a long-term investment horizon and want to potentially grow their money over time. It offers a range of investment options to choose from to meet different risk and return objectives.
2. Retirement savers looking for tax advantages: The variable annuity may appeal to retirement savers who want to take advantage of tax-deferred growth. Contributions to the annuity are made with pre-tax dollars, allowing the investment to grow tax-free until withdrawals are made in retirement when tax rates may potentially be lower.
3. Investors interested in guaranteed income options: Some advisordesigns variable annuities offer optional riders or features that provide guaranteed income streams in retirement. If you prioritize having a stable income during your retirement years, this type of variable annuity can be beneficial.
4. Those willing to accept potential market fluctuations: Variable annuities are tied to investment performance, meaning the account value can fluctuate based on the performance of the chosen investments. Individuals considering advisordesigns variable annuity should be comfortable with taking on the market risk associated with their investment choices.

Remember, it is crucial to consult with a financial advisor or professional who can assess your specific financial situation and needs before making any decisions regarding advisordesigns variable annuity.

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What is advisordesigns variable annuity?

Advisordesigns variable annuity is a financial product provided by an investment advisor that offers a range of investment options and the possibility of a variable return based on the performance of the underlying investments.

Who is required to file advisordesigns variable annuity?

Investment advisors who offer or manage variable annuities are required to file advisordesigns variable annuity forms.

How to fill out advisordesigns variable annuity?

Advisordesigns variable annuity forms can be filled out by providing all required information about the investment advisor, the variable annuity product, and relevant financial data.

What is the purpose of advisordesigns variable annuity?

The purpose of advisordesigns variable annuity is to provide transparency and accountability in the management and offering of variable annuity products by investment advisors.

What information must be reported on advisordesigns variable annuity?

Information such as the investment advisor's details, variable annuity product features, investment options, fees, and performance data must be reported on advisordesigns variable annuity.