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WHAT YOU NEED TO KNOW ABOUT OVERDRAFTS AND OVERDRAFT FEES An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts
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To fill out 'we also offer overdraft', follow these steps:
02
Open the overdraft application form.
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Provide your personal information, such as your name, address, and contact details.
04
Specify the amount of overdraft you require.
05
Provide details of your current bank account, including the account number and bank name.
06
Submit any supporting documents requested, such as proof of income or employment.
07
Review the application form to ensure all information is accurate and complete.
08
Sign the application form and submit it either online or at the nearest branch of the bank.
09
Wait for the bank to process your application and inform you of their decision.
10
Once approved, the overdraft facility will be added to your existing bank account, allowing you to access additional funds as needed.

Who needs we also offer overdraft?

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We also offer overdraft is ideal for individuals who:
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- Frequently require extra funds to cover unexpected expenses or emergencies.
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We also offer overdraft to provide customers with the option to withdraw more money from their accounts than they actually have, up to a certain limit.
Customers who want to utilize the overdraft facility provided by the bank may be required to file for it.
To fill out the overdraft form, customers can visit their bank branch or use online banking services to request the overdraft facility.
The purpose of offering overdraft is to provide customers with a financial cushion in case of emergencies or temporary cash flow shortages.
Customers may need to provide details of their income, expenses, and credit history to request an overdraft.
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