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2 0 1 3 A N UA L R E P O LETTER TO SHAREHOLDERSDear Shareholders:
2013 was a momentous year for our company. As the Banks earnings continued to stabilize
and asset quality normalized, in many respects
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What is was a momentous year?
A 'momentous year' typically refers to a year that is significant or historic due to important events, achievements, or changes that occurred during that time.
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Individuals or organizations that have experienced significant events or changes in that year may be required to file reports or documentation related to those events.
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Filling out documentation related to a momentous year usually involves providing details about the key events, their impact, and any relevant data or statistics associated with those occurrences.
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The purpose is to document and analyze significant events and their consequences for historical, social, or organizational contexts.
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Key events, dates, statistics, impacts on individuals or organizations, and outcomes should be reported.
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