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Firsthand Bank Limited (Registration Number 1929/001225/06) (Incorporated with limited liability in the Republic of South Africa) Issue of ZAR462,000,000 Senior Unsecured Fixed Rate Notes due 14 April
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2011 1990 Issuer FirstRand ZAR1000000 Noteholders Tranche Sandton ZAR462000000 Deferral Cnr ZAR50000000000 Johannessburg Fredman JSE ISIN Rivonia ZAR1187000000 FRX18 ZAG000076472 ZAR forma redeemable annum Subordinated Unsecured stabilisation Aggregate De

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