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Code of Ethics and Business Conduct 1. Our Shared Responsibility. 1.1. The Board of Directors of Luther Burbank Corporation (together with its subsidiaries, the “Company “) has adopted this Code

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What is our shared responsibility?

Our shared responsibility refers to the mutual obligation among individuals and organizations to ensure that everyone has access to affordable healthcare and to comply with laws and regulations pertaining to health coverage.

Who is required to file our shared responsibility?

Employers with 50 or more full-time equivalent employees, as well as individuals who are subject to the Affordable Care Act's individual mandate, are required to file our shared responsibility.

How to fill out our shared responsibility?

To fill out our shared responsibility, use the appropriate IRS forms (like Form 1095-C for employers) and provide the necessary information about health coverage provided to employees, along with any required personal details.

What is the purpose of our shared responsibility?

The purpose of our shared responsibility is to encourage individuals to maintain health insurance coverage and to hold employers accountable for providing affordable health benefits to their employees.

What information must be reported on our shared responsibility?

Information that must be reported includes details about the number of employees, the type of health coverage offered, the months of coverage, and the names and Social Security numbers of covered individuals.